Andy is doing some on-site work on contract reconciliation with clients today. I will cut to the chase - due to a daft, unrequested overpayment last year the LSC now want a significant reduction in SMP from next month.
What if the firm had sensibly placed the overpayment on deposit not wanting to fritter this "fools gold". However I wonder what the LSC's reaction would be if it had, lets say, been an account at Icesave.
Might be worth trying to find out!!

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